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This free community marketplace connects small businesses and individual borrowers with verified peer-to-peer lenders and micro-capital pools.
Connect with verified peer-to-peer lenders and capital syndicates offering transparent rates for micro-business working capital, inventory, education, and emergency bridging.
Discover verified private lenders and syndicates offering fixed-rate funding with zero institutional banking red tape.
Compare annual interest rates, tenure ranges, and repayment cadences (monthly, bi-weekly, or seasonal lump sum).
Generate a comprehensive credit term sheet and underwriting prospectus to review before accepting funds.
P2P lending connects individual borrowers or small businesses directly with accredited private investors and syndicates without traditional bank intermediaries.
Categories include Micro-Business Working Capital, Inventory & Stock Financing, Education & Vocational Bootcamps, Equipment Financing, Green Energy / Solar, and Emergency Personal Bridging.
Lenders evaluate verified turnover, monthly revenue, invoicing cashflow, or proof of income, and establish transparent bilateral contracts.
Most peer syndicates disburse approved funding directly to escrow accounts within 1 to 3 business days.
Most community P2P syndicates allow early repayments without prepayment penalties; review each lender's individual term sheet for details.
Yes! Accredited syndicates and peer credit funds can click 'List Lending Syndicate' to specify capital pool sizes and eligibility requirements.
No. Rigid Apps is an information directory and matchmaking platform. All financing contracts are bilateral agreements between lenders and borrowers.
Click the PDF download icon on any lender card to generate a full vector term sheet and underwriting overview.